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Baeff Business Consult informs you about the following changes in Russian legislation:

The Central Bank of the Russian Federation has published instructions for insurance companies regarding issuance of Certificates of Voluntary Health Insurance for foreign citizens working in Russia.

According to these instructions, requirements for the following criteria are established:

1.       Term of Voluntary Health Insurance Policy (hereinafter referred to as VHI):

this term is determined based on estimated validity term of a work permit, but may enter into force prior to the date on which the work permit enters into force.

2.       Policy validity area: now policy validity area must include the constituent entity of the Russian Federation on the territory of which the person intends to work.

3.       Information contained in the certificate, namely: about the insurer, specifying type of business and full trade name of the company, numbers and dates of issuance of license for voluntary health insurance, except for voluntary life insurance, address of official website, bank details, full name of a person authorized to sign VHI Policy in the insurer’s name; about the insurant, specifying, for citizens – full name, sex, date of birth, residence or stay address in the territory of the Russian Federation, registration date, passport data, contact details; for individual entrepreneurs – full name, date of birth, nationality, place of residence in Russia, passport data, contact details, date of state registration; for legal entities: type of business, name, address, contact details, full name of a person authorized to sign VHI Policy;

about the insured person, specifying his/her full name, sex, date of birth, address of place of residence or stay in the territory of the Russian Federation, registration date, passport data;

4.       Minimum insurance amount: minimum insurance amount under such policies is 100,000 rubles, however, this amount may be reduced by the amount of expenses incurred by the insurer in relation to all insurance events occurred.

 

5.       Migrant workers’ VHI Certificate Form.

 

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